Effective Date: March 8th, 2025

About Us

Ms Valour, LLC ("we," "our," or "us") respects your privacy and is committed to protecting it through this Privacy Policy. This document outlines how we collect, use, and protect your information when you visit our website, access our services, or interact with us.

Information We Collect

We may collect the following types of information:

• Personal Information: If you sign up to receive our newsletter, emails, or text messages from us, we will collect your name, email address, mailing address, phone number, and any other you provide directly to us through forms, email communication, or consultations.

• Non-Personal Information: Browser type, device information, IP address, and browsing behavior collected through cookies and similar technologies.

• Financial Information: If applicable, payment or billing information necessary for processing transactions. To order products or services through the Services, you will need to provide us with payment information (like your bank account or credit card information). Please note that your financial information is collected and stored by a third party payment processing company. Use and storage of that information is governed by the third party payment processor’s applicable privacy policy.

• Survey Information: You may provide us with other personal information when you fill in a form, respond to our surveys or questionnaires, provide us with feedback, participate in promotions, or use other features of the Services.

How We Use Your Information

We use the personal information we collect for the following reasons:To provide financial media, news, and consulting services:

• To send you our newsletter, or other information or marketing about our Services that you think may be of interest to you.

• To reply to your questions, inquiries, or customer service requests or to send you notices, updates, security alerts, or support and administrative messages.

• To provide you with information about the Services that you request from us or which we feel may interest you.

• To monitor and analyze trends, usage and activities in connection with our Services and to improve the Services.

• To facilitate contests, sweepstakes and promotions, and to process entries and provide prizes and rewards.

• To detect, investigate and prevent fraudulent transactions and other illegal activities on the Services and to protect the rights and property of us and our customers.

• To carry out our obligations arising from any contracts entered into between you and us, including for billing and collection.To communicate with you about our services, updates, and promotions.

• To analyze and improve our website and services.

• To comply with legal obligations and enforce our terms and policies.

• To personalize your experience and deliver tailored content.

Sharing of Information

We do not sell or rent your personal information. However, we may share your information with the following parties:

• With vendors, consultants, and other service providers who process your personal information on our behalf when they provide services to us, for example data analytics, research, marketing and financial services.

• In connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a portion of our business by another company.

We may be legally required to disclose or share your personal information without your consent in some circumstances, for example to comply with a court order or law enforcement. In such circumstances, we will only disclose your personal data if we have a good-faith belief that such sharing is required under applicable legal obligations.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance user experience and analyze website performance. You can control cookie settings through your browser preferences.

Retention of Your Data Security and Deletion

We implement reasonable security measures to protect your information from unauthorized access, disclosure, or misuse. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.

Your personal information will not be kept longer than is necessary for the specific purpose for which it was collected.

When we decide how long we will keep your information we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, why we need it, and any relevant legal requirements (such as legal retention and destruction periods).

The foregoing will, however, not prevent us from retaining any personal information if it is necessary to comply with our legal obligations, in order to file a legal claim or defend ourselves against a legal claim, or for evidential purposes.

Your Marketing Choices

When you sign up for a promotion like a sweepstakes, or subscribe to our newsletter or marketing/promotional messages, we use your personal information to help us decide which products, services and offers may be of interest to you.

We will send marketing messages to you if you have asked us to send you information, bought goods or services from us, or if you provided us with your details when you entered a competition or registered for a promotion. If you opt out of receiving marketing messages, we may still send you non-promotional emails. We will ask for your consent before we share your personal information with any third party for their direct marketing purposes.

You may unsubscribe from marketing messages through a link we include on messages we send you. You can also ask us to stop sending you marketing messages at any time by contacting us at: info@msvalour.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies.

International Transfers

We will ensure that any transfer of personal information to countries outside of the United States will take place pursuant to the appropriate safeguards.

Children's Privacy

Our services are not directed at children under the age of 13, and we do not knowingly collect personal information from children.

Changes to This Privacy Policy

From time to time, we have the right to modify this Privacy Policy. We’re likely to update this Privacy Policy in the future and when we make changes. Please come back and check this page from time to time for the latest information on our privacy practices it will be posted on this page with an updated "Effective Date." We encourage you to review this page periodically.

Contact Us

If you have questions or concerns about the information in this Privacy Policy, our handling of your personal information, or your choices and rights regarding such use, please do not hesitate to contact us at:

MSVALOUR, LLC

6600 Sugarloaf Parkway Suite 400-307 Duluth, GA 30097 United States of America.

Email: info@msvalour.com